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One way to proceed is to break the pattern down into four rectangles, each two squares wide, and four L-shaped corner pieces, of three squares each.

Pattern 1 = $4 \times 2 \times 1 + 4 \times 3 = 20$

Pattern 2 = $4 \times 2 \times 2 + 4 \times 3 = 28$

Pattern 3 = $4 \times 2 \times 3 + 4 \times 3 = 36$

Pattern n = $4 \times 2 \times n + 4 \times 3 = 8n +12$

Pattern 10 = $4 \times 2 \times 10 + 4 \times 3 = 92$ squares

*Alternatively...*

Imagine a large square with corners removed, and a square removed from the middle:

Pattern 1 = $5^2 - 4 - 1^2 = 20$

Pattern 2 = $6^2 - 4 - 2^2 = 28$

Pattern 3 = $7^2 - 4 - 3^2 = 36$

Pattern n = $(n+4)^2 - 4 - n^2 = 8n +12$

Pattern 10 = $14^2 - 4 - 10^2 = 92$ squares

*This problem is taken from the UKMT Mathematical Challenges.*